Financing Plans for Every Business Scale

VEGA FINANZIARIA SPA offers three structured financing tiers designed to match the scale, complexity, and capital requirements of different business types. Whether you are a sole trader acquiring a single vehicle or a corporate group financing a multi-site equipment rollout, we have a plan structured around your reality. Each tier includes a dedicated point of contact, transparent documentation, and flexible repayment scheduling. Pricing shown is indicative; final rates are confirmed following individual credit and asset assessment.

Our Plans

Essenziale

From 1.9% p.a.

Designed for sole traders and micro-businesses financing a single vehicle, light equipment item, or small asset with a straightforward income profile.

  • Finance value up to €150,000
  • Term lengths from 24 to 60 months
  • Commercial vehicle and light equipment eligible
  • 48-hour credit decision guarantee
  • Dedicated SME relationship contact

Business Plus

From 2.4% p.a.

Built for established SMEs and growing businesses that need to finance multiple assets, partial fleets, or specialist industrial equipment across one or more sites.

  • Finance value up to €1,500,000
  • Term lengths from 24 to 84 months
  • Multi-asset and fleet agreements available
  • Industrial machinery and HGV eligible
  • Seasonal and structured repayment options
  • Priority underwriting queue

Corporate

Bespoke pricing

Tailored for corporate groups and large enterprises requiring real estate leasing, sale-and-leaseback structures, or large-scale machinery acquisition financing.

  • Finance value above €1,500,000 — no upper cap
  • Corporate real estate and sale-and-leaseback
  • Multi-site and cross-border asset coverage
  • Bespoke repayment and residual value structures
  • Senior relationship director assigned
  • Legal and compliance coordination included